This policy sets out how Webpointclassifieds Pty Ltd trading as click4finance (click4finance) collects, uses and discloses your personal information.

By accessing this web site or using click4finance services you agree to the use and disclosure of your personal information in the manner described in this policy.

Words defined in the click4finance Terms and Conditions of Use have the same meaning in this Privacy Policy.

click4finance is bound by the Privacy Act (1988).

click4finance collects personal information that it considers necessary for it, or its related bodies corporate to provide the range of services they offer.

Personal information collected by click4finance may include:

• your name, address and contact details
• information required by third parties to assess your enquiry for financial or insurance products and/or services.
• details of the services provided to you
• records of communications with click4finance including records using Communications Services

If you submit an enquiry jointly or on behalf of another person click4finance may request personal information about that person. Please do not provide any personal information about another person if they have not consented to the information being disclosed.

click4finance collects personal information in a number of ways, including

• directly from you when you provide information directly to click4finance in person, by phone or in writing ( whether electronic or otherwise)
• directly from you when you communicate with click4finance or any other person using Communications Services
• from third parties such as:
  • click4finance related bodies corporate and service providers to click4finance
  • operators of linked or served web sites, applications and ad servers
• from organizations identified or described under the heading “How is personal information disclosed”

Your personal Information may used for the following purposes:

• to provide the services requested by you
• to manage those services including providing customer service
• to research, develop and improve click4finance services
• to conduct surveys to determine use and satisfaction with click4finance services
• to generate statistics in relation to click4finance
• to promote and market special offers and other services to you
  
  If you do not want to receive these please let us know Clicking on the "contact us" link at the bottom of this page and advising us that you would like to “opt out”. In addition, if we email you we will include a way for you to “opt out” of receiving further emails.


• for purposes connected with the operation of the click4finance services

click4finance may disclose personal information to individuals and organizations other than click4finance. The organizations to which we may disclose personal information include:

• click4finance staff and click4finance related bodies corporate
• if you submit an enquiry with click4finance (depending on your enquiry) :
  • financial service providers to whom your enquiry may be referred
  • insurance service providers to whom your enquiry may be referred
    
    If you do not want click4finance to disclose your personal information to these organizations do not submit an enquiry.

• individuals and organizations that advertise with click4finance
• outsourced service providers who assist click4finance to provide its services including:
  • information technology providers
  • marketing and market research advisers
  • professional advisers
• organizations involved in a sale/transfer of click4finance assets, business or shares
• government and regulatory authorities as required by law

You generally have a right to access your personal Information. If you wish to access your personal information please Click on the "contact us" link at the bottom of this page. Please remember to provide as much detail as you can as this will help us to find the information. There is no charge for this service.

If you choose not to provide personal information when requested, click4finance may not be able to provide you with the full range of click4finance services.

When you visit a website or use an application on the Click4finance Web Site, click4finance records anonymous information such as IP address, time, date, referring url, pages accessed and documents downloaded, type of browser and operating system.

Cookies may be used by click4finance to help click4finance provide you with the full range of services it offers, remember your preferences, measure and analyze usage of the click4finance Web Site and for security. You may adjust your Internet browser to disable cookies. If you cookies are disabled click4finance may not be able to provide you with the full range of click4finance services. Cookies may collect and store your personal information. This policy applies to personal information collected via cookies.

The click4finance Web Site may include links to third party web sites applications and advertising served to the click4finance Web Site by third parties ( Linked Sites). Companies who operate Linked Sites may collect personal Information through the use of cookies and otherwise. Click4finance is not responsible for Linked Sites and recommends you read the privacy policy of Linked Sites before disclosing your personal information.

If you have a problem, complaint, want to change your personal information or just wish to enquire about privacy please contact us

Location: Level 1, 101 Burwood Road, Hawthorn, 3122

Postal Address: As above

Phone: +61 (03) 9093 8600 (Business Hours EST)

Contact: Patricia Chalmers

Email: Click on the "contact us" link at the bottom of this page

This policy may change over time. All changes will be published on this website.

click4finance takes reasonable steps to protect personal information collected from misuse, loss, unauthorized access, modifications or disclosure.